Your business’s resilience depends on both protection and preparation.
Cyber Liability Insurance Expertise at Legacy
Cyber threats evolve constantly. That’s why Legacy Insurance Services offers intentional, personalized cyber liability solutions—designed to safeguard data, operations, and reputation. We help you understand exposure, secure the appropriate coverage, and stay protected—before, during, and after a cyber incident.
Understanding Cyber Liability Coverage
First-Party Coverage
This protects your business directly and helps pay for:
Digital forensics, data recovery, and system restoration after a breach
Business interruption losses tied to downtime or operational shut-downs
Ransomware or cyber extortion demands
Customer breach notifications, credit monitoring, and crisis PR
Third-Party Coverage
Typically covers your legal and financial obligations if others are impacted:
Legal defense and settlement costs from lawsuits or regulatory action
Data privacy violations or network security failures affecting clients or partners
Errors and omissions when cyber liabilities stem from your actions
Why It Matters
Cyber liability is distinct from general liability—traditional policies usually don’t cover data breaches, phishing, ransomware, or digital risks.
How Legacy Guides You Through Cyber Risk
Risk Assessment & Cyber Readiness
We begin with a security posture evaluation to understand your digital exposures and coverage gaps.
Tailored Coverage Matching Your Risk Profile
Whether you need robust first-party packages or comprehensive third-party protection, we customize solutions that fit your business model.
Access to Multiple Carriers & Efficient Comparison
As independent advisors, we compare offerings to find strong coverage, competitive rates, and reliable underwriting.
Incident Response Support & Claims Advocacy
Post-breach, Legacy stands with you—coordinating forensic services, legal counsel, and communication support to manage exposure and reputation.
Proactive Monitoring & Annual Reviews
We revise coverage as your business evolves and cyber threats develop—keeping protections aligned and up to date.
Why Cyber Liability Insurance Shouldn’t Be Overlooked
External threats are universal, regardless of business size or industry. Small organizations are increasingly targeted as easier entry points.
Cyber insurance is now integral to risk management, not just optional. It’s often required by vendors or regulators before partnerships or contracts are finalized.
Coverage standards are evolving rapidly, so working with experts like Legacy ensures you’re not left underinsured or unaware of exclusions.
What Working with Legacy Looks Like
What That Means for You
Cyber Risk Intake & Evaluation
We assess infrastructure, data assets, and potential breach points—no assumptions, just clarity.
Custom Coverage Design
We blend first- and third-party components with optional enhancements (e.g., tech E&O, cyber extortion, regulatory defense).
Market Comparison
You benefit from side-by-side quotes and carrier insight—so you can make informed decisions quickly.
Incident Management & Support
In a crisis, we help coordinate response, legal strategy, and restoration.
Ongoing Review & Risk Alignment
We adapt your coverage as security posture improves or threats evolve.
What Working with Legacy Looks Like
Cyber Risk Intake & Evaluation
We assess infrastructure, data assets, and potential breach points—no assumptions, just clarity.
Custom Coverage Design
We blend first- and third-party components with optional enhancements (e.g., tech E&O, cyber extortion, regulatory defense).
Market Comparison
You benefit from side-by-side quotes and carrier insight—so you can make informed decisions quickly.
Incident Management & Support
In a crisis, we help coordinate response, legal strategy, and restoration.
Ongoing Review & Risk Alignment
We adapt your coverage as security posture improves or threats evolve.
The Legacy Promise
More than a policy. It's a partnership.
At Legacy Insurance Services, we don’t offer one-size-fits-all solutions. We make a promise—to every client, every time—to walk alongside you with clarity, intention, and genuine care. Because we’re not just protecting your assets. We’re helping you protect your legacy.
